At Reef Health, we've fixed the system by combining direct pay, full transparency, and concierge-level care navigation—so you get affordable, reliable healthcare when it matters most.
savings for our members
states with access to care
access to care
appointments scheduled
available providers
Two pathways to better health and lower costs.
Cut healthcare costs by up to 40% while enhancing employee benefits — with the only plan designed from the ground up for small and medium-sized businesses.
Learn More →Discover the only plan that reduces premiums and out-of-pocket expenses while delivering 24/7 concierge-level support.
Learn More →